Showing results 1 - 10 of 13
July 21, 2024, Paper: "Medium- and long-run dynamics undermine the effect of automatic enrollment and default savings-rate auto-escalation on retirement savings. Our analysis of…
February 2024, Paper: "Does automatic enrollment into retirement saving increase household debt? We study the randomized roll-out of automatic enrollment pensions to ~160,000…
November 18, 2023, Paper: "We study the introduction of a choice architecture design intended to increase shortterm savings among employees at five U.K. firms. Employees were…
July 29, 2022, Paper: "Automatic enrollment is often used to increase retirement plan participation. Can it be used to increase short-term savings as well? We evaluate preliminary…
2022, Paper: "Auto features in defined contribution pension plans, like auto-enrollment, have a large shortrun effect on participation and contribution rates (Madrian and Shea…
July 19, 2021, Paper: "Does automatic enrollment into a retirement plan increase financial distress due to increased borrowing outside the plan? We study a natural experiment…
The effect of automatic enrolment on debt. John Beshears, David Laibson, September 17, 2019, Paper, "Automatic enrolment in defined contribution pension plans might be the most…
Potential vs. realized savings under automatic enrollment. John Beshears, David Laibson, Brigitte Madrian, July 2018, Paper, "Previous research has documented the powerful impact…
Behavioral Household Finance, John Beshears, David Laibson, Brigitte Madrian, July 2018, Paper, "This chapter provides an overview of household finance. The first part summarizes…
Borrowing to Save? The Impact of Automatic Enrollment on Debt. John Beshears, David Laibson, Brigitte Madrian, December 6, 2017, Paper, "How much of the retirement…