Showing results 1 - 10 of 12
March 31, 2022, Paper: "We study nudges that turn out to have precise null effects in reducing long-run credit card debt. We test nudgesacross two field experiments covering 183,…
2022, Paper: "Auto features in defined contribution pension plans, like auto-enrollment, have a large shortrun effect on participation and contribution rates (Madrian and Shea…
January 2022, Paper: "Standard consumption models assume a notional consumption flow that does not distinguish between nondurable and durable consumption. Such notional-…
July 19, 2021, Paper: "Does automatic enrollment into a retirement plan increase financial distress due to increased borrowing outside the plan? We study a natural experiment…
2019, Paper, "How well do pre-school delay of gratification and life-course measures of self-regulation predict mid-life capital formation? We surveyed 113 participants of the…
The effect of automatic enrolment on debt. John Beshears, David Laibson, September 17, 2019, Paper, "Automatic enrolment in defined contribution pension plans might be the most…
Borrowing to Save? The Impact of Automatic Enrollment on Debt. John Beshears, David Laibson, Brigitte Madrian, December 6, 2017, Paper, "How much of the retirement…
Building Emergency Savings Through Employer-Sponsored Rainy Day Savings Accounts. John Beshears, David Laibson, October 2017, Paper, "Many Americans live paycheck to paycheck,…
Does Aggregated Returns Disclosure Increase Portfolio Risk Taking? David Laibson, Brigitte Madrian, August 11, 2016, Paper, "Many experiments have found that participants…
Why Harvard’s Laibson and MIT’s Schoar back Labor Department’s ‘fiduciary rule’ for retirement savings. David Laibson, September 30, 2015, Video. "The Obama administration has…