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David Laibson
Optimal Mortgage Refinancing: A Closed Form Solution. David Laibson, March 17, 2013, Paper. Households in the US hold $23 trillion in real estate assets. Almost all home buyers…
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David Laibson
Simplification and Saving. David Laibson, Brigitte C. Madrian, February 2, 2012, Paper. "The daunting complexity of important financial decisions can lead to procrastination. We…