Showing results 1 - 1 of 1 Foreclosure and the Failures of Formality, or Subprime Mortgage Conundrums and How to Fix Them Joseph William Singer Foreclosure and the Failures of Formality, or Subprime Mortgage Conundrums and How to Fix Them. Joseph William Singer, December 1, 2013, Paper. "The subprime mortgage crisis was…